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Spring Home Equity Special!

  • Borrow up to $150,000
  • Interest is usually tax-deductible**
  • $100 application fee
  • No annual fees
  • Fast processing time!

Apply For a Home Equity Loan

*APR – Annual Percentage Rate. Rates quoted were valid as of 1/28/2016 for new COPFCU Home Equity Loans/Lines only (does not apply to COPFCU Home Equity Loans/Lines of Credit being refinanced). Rates quoted are for applicants with a credit score of 720 or higher and a maximum of 80% loan-to-value. Your actual Rate/APR may vary depending on amount borrowed, term, loan-to-value ratio and overall creditworthiness. These rates/APRs are subject to change without notice. The Home Equity Line of Credit Rate/APR adjusts monthly based on the Prime Rate as published in the Wall Street Journal. Currently, the Home Equity Line of Credit APR ranges from Prime + 0% (currently 4.00% APR) to Prime + 2.5% (currently 6.00% APR). The maximum that may be charged for any Home Equity product is 18.00% APR by law. Contact COPFCU for complete loan details. Property, title and/or flood insurance (if applicable) are required.
**Consult your tax advisor for tax-deduction eligibility.

Federally Insured by NCUA. Equal Housing Lender.