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Spring Home Equity Special

Your home’s equity is a great resource for all your borrowing needs. With low interest rates, no closing costs and tax-deductible interest, a home equity is often your least expensive loan option.

  • Rates from 4.25% APR*
  • Borrow up to $150,000
  • Tax-deductible Interest**
  • $100 Application Fee
  • No closing costs
  • Fast processing time

A Home Equity can be used for any need including:

  • Home repairs or remodeling
  • Debt consolidation
  • College tuition
  • Other major expenses

COPFCU offers two Home Equity options:  a fixed-rate Home Equity Loan or a variable-rate Line of Credit. Our Loan Officers can help you select the best option for your needs.

Apply for a Home Equity Loan

*APR – Annual Percentage Rate. Rates quoted were valid as of 2/23/2017 for new COPFCU Home Equity Loans/Lines only (does not apply to COPFCU Home Equity Loans/Lines of Credit being refinanced). Rates quoted are for applicants with a credit score of 720 or higher and a maximum of 80% loan-to-value. Your actual Rate/APR may vary depending on amount borrowed, term, loan-to-value ratio and overall creditworthiness. These rates/APRs are subject to change without notice. The Home Equity Line of Credit Rate/APR adjusts monthly based on the Prime Rate as published in the Wall Street Journal. Currently, the Home Equity Line of Credit APR ranges from Prime + .5% (currently 4.25% APR) to Prime + 2.50% (currently 6.25% APR). The maximum that may be charged for any Home Equity product is 18.00% APR by law. Contact COPFCU for complete loan details. Property, title and/or flood insurance (if applicable) are required.

**Consult your tax advisor for tax-deduction eligibility.