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Refinance your student loans with us One Loan. One Payment. $250 Cash.

With details about federal student loan repayment and cancellation finally announced, and interest rates continuing to climb, now could be the perfect time to consider refinancing your student loans. If you have loans that won’t qualify for the federal measures, let COPFCU help you take control with our student loan refinance solution.

Refinance and consolidate your private and/or federal student loans* including PLUS loans, setting up one convenient payment and potentially saving on interest or monthly payments. And through 12/31/2022, refinance and get $250 cash!2

Our student loan refinance option comes with:

  • Competitive interest rates – fixed and variable options
  • Loan limit up to $125,000
  • Flexible repayment terms to fit your needs
  • Easy online application and instant credit decision
  • A relationship with a local, not-for-profit lender you can trust

Whether you wan to lower your interest rate, pay your loans off sooner or reduce your monthly payment, we have options to fit your needs.

Apply online today or visit our website for more information.

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*By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. It is important to remember that if you refinance some or all of your federal student loans into a private student loan with the credit union, you will lose access to any current or future federal student loan benefits, such as potential debt cancellation or income-driven repayment options. For more information, visit studentaid.gov or contact your federal student loan servicer.

2  Upon approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $250. To qualify, the completed loan application must be received by 12/31/2022. The cash deposit will be awarded in the form of a deposit to your credit union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications.