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Not in love with your student loans?

Valentine’s Day is here, but if you’re not feeling the love for your student loans, now could be the right time to refinance with COPFCU.

When you consolidate all of your loans — including private, federal and even parent (PLUS) loans — into one manageable loan, you’ll get the benefit of one convenient payment and could even lower your rate, saving money over the life of your loan!*

  • Competitive interest rates from 3.75% APR*Not in love with your student loans? Refinance with COPFCU.
  • Consolidate up to $125,000
  • Flexible repayment terms to fit your needs
  • No origination fees or prepayment penalties
  • Easy online application and instant credit decision
  • A relationship with a local, not-for-profit lender you can trust

If you’re in repayment on one or more student loans, let us help you fall in love with a new way to repay them.

Learn More & Apply

*APRs (Annual Percentage Rates). Subject to credit qualification and additional criteria, including graduating from an approved school. Rate quoted is for an applicant with a credit score of 730+ for a fixed-rate loan with repayment term of 5 years and includes a 0.25% discount for optional enrollment in automatic electronic payments. Other rates, terms and conditions may apply based on repayment term selected and credit score. Speak with a Loan Officer for full details.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some loan cancellation benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information or speak with a Loan Officer.