If you are using a screen reader or other auxiliary aid and are having problems using this site, please contact us at 513-381-2677. All products and services available on this site are available at all COPFCU locations. COPFCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to further increase accessibility and usability of our website for everyone. (close)

Login With Your Browser
Mobile Banking Apps
Download our mobile banking app for iPhones Download our mobile banking app for Android devices

Home Equity Line of Credit Special

We’ve lowered our Home Equity Line of Credit rates.

Home Equity Line of Credit Special

Just in time for your Spring and Summer home projects, enjoy an introductory rate as low as 4.50% APR (currently Prime – 1.00%) until 2020!
* After that, your rate will adjust to the standard COPFCU rate (Prime + margin) for which you qualify.

A COPFCU Home Equity Line of Credit offers many benefits:

  • Credit line up to $150,000
  • No annual fee
  • No closing costs
  • Low $150 application fee
  • Interest may be tax-deductible**

Your home’s equity is a low-cost way to make home repairs, remodel or consolidate higher-rate debt.

Apply Now

*APR – Annual Percentage Rate. Rates quoted were available as of 2/7/2019. Introductory rate of Prime – 1.00% (currently 4.50% APR) is available for all members with a credit score of 640 or higher who open a new COPFCU Home Equity Line of Credit with a maximum of 80% loan-to-value ratio by 4/30/2019. Introductory rate is good through 12/31/2019. Thereafter your rate will revert to the standard variable rate offered based on the HELOC loan-to-value ratio product selected and your overall creditworthiness. Rates/APRs are subject to change without notice. The Home Equity Line of Credit Rate/APR adjusts monthly based on the Prime Rate as published in the Wall Street Journal. Currently, the Home Equity Line of Credit APR ranges from Prime + .50% (6.00% APR) to Prime + 2.50 (8.00% APR). The maximum that may be charged for any Home Equity Line of Credit product is 18.00% APR. An application fee of $150 is charged for all Home Equity Lines of Credit. In some cases, a $300 appraisal fee may be charged. Property, title and/or flood insurance may be required. Contact COPFCU for complete loan details.

**Consult your tax advisor to determine tax-deduction eligibility.