Dream Big with a Home Equity Line of Credit
What are you dreaming about for 2020?
- A new kitchen?
- A finished basement?
- A much-needed family vacation?
- Improving your finances by refinancing higher-rate debt?
A COPFCU Home Equity Line of Credit (HELOC) can make your dreams a reality.
- Low rates from 5.25% APR*
- Credit lines of $5,000 – $150,000
- No annual fee
- Interest that may be tax-deductible**
- Flexibility to use the line for years to come. Pay down your credit line and access the money again whenever you need it.
SPECIAL BONUS! Tickets to the 2020 Home & Garden Show1
Open a new HELOC by February 28th and we’ll give you 2 tickets to the Cincinnati Home & Garden Show.
Hurry! This offer ends February 28, 2020.
*APR – Annual Percentage Rate. Rate quoted was available as of 1/2/2020 for all members with a credit score of 720+ opening a new Home Equity Line of Credit (HELOC) with a maximum of 80% loan-to-value ratio. Rate/APR is subject to change without notice. The HELOC Rate/APR adjusts monthly based on the Prime Rate as published in the Wall Street Journal. Currently, the HELOC APR ranges from Prime + .50% (5.25% APR) to Prime + 2.50 (7.25% APR). The maximum that may be charged for any HELOC product is 18.00% APR. Application fee of $150 applies. In some cases, a $300 appraisal fee may be charged. Property, title and/or flood insurance may be required. Contact COPFCU for complete loan details.
**Consult your tax advisor to determine tax-deduction eligibility.
1 For each new HELOC opened between 1/10 – 2/28/2020, two (2) tickets to the 2020 Cincinnati Home & Garden Show will be provided at loan closing. Limit of 2 tickets per new HELOC. Void where prohibited.