If you are using a screen reader or other auxiliary aid and are having problems using this site, please contact us at 513-381-2677. All products and services available on this site are available at all COPFCU locations. COPFCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to further increase accessibility and usability of our website for everyone. (close)

Login With Your Browser
Mobile Banking Apps
Download our mobile banking app for iPhones Download our mobile banking app for Android devices

Savings Certificates, Money Market & IRAs

Basic Savings

Start your membership with COPFCU by opening a Basic Savings with as little as $5. Competitive dividends are paid on balances as low as $50.

Money Market Account

Earn a higher dividend rate as your balance grows with our Money Market account.

  • The account can be opened with as little as $2,000.
  • Higher dividends are paid when balances reach $10,000, $25,000 and $50,000.
  • Additional rate bonuses will be paid based on your Member Rewards

Certificates

Invest your savings in a certificate to earn an even higher dividend rate.

  • Certificates can be opened with as little as $1,000.
  • Investment terms range from 3-months to 5-years.
  • Additional rate bonuses will be paid based on your Member Rewards

IRA Savings – Roth and Traditional

Open a COPFCU IRA Savings Account to accumulate retirement funds.

  • An IRA Savings can be opened with as little as $5.
  • Roth and Traditional IRA Savings are available.
  • Competitive dividends are paid.

IRA Certificates – Roth and Traditional

Invest IRA funds in a certificate to earn an even higher dividend rate.

  • Roth and Traditional IRA certificates can be opened with as little as $1,000.
  • Investment terms range from 3-months to 5-years.
  • Additional rate bonuses will be paid based on your Member Rewards

Coverdell Education IRAs

Save for your child’s future education expenses with a tax-favored Coverdell Education IRA. Coverdell Education IRAs allow you to save for elementary, middle, high school and college tuition. After-tax contributions of $2,000 can be made annually until your child’s 18th birthday.

Open a New Savings Account

It’s Me 247 Online Banking

Our upgraded Online Banking system provides many enhancements for your convenience. In addition to the standard features like viewing your account balances, transferring funds and making loan payments, new enhancements include:

  • The ability to “see” and “jump” to your joint accounts without logging out of your primary account. Contact COPFCU for setup.
  • Set up e-Alerts and e-Notices
  • Review your loan payoff amounts
  • Purchase new certificates
  • Open additional savings accounts
  • The power to adjust how your direct deposit and other electronic deposits are handled
  • QuickenTM compatibility for transaction downloads
  • Read important messages from COPFCU

Mobile Banking

Our new mobile banking apps provide improved functionality including:

  • Mobile check deposit
  • Mobile bill pay
  • Ability to see transaction details when viewing history
  • Ability to apply for a loan

The mobile apps are available from the App store and Google Play store. Search for “COPFCU Mobile” to find our apps quickly.

Learn more about Mobile Banking

Debit Cards

We are proud to offer MasterCard Debit Cards for our members. Your MasterCard Debit Card can be used locally, nationwide and worldwide wherever MasterCard is accepted.

Our cards include the added security of an EMV chip. Apple Pay, Samsung Pay and Android Pay are also available on compatible smart phones.

Cards can be used to make up to $1,000 in purchases per day and up to $500 in ATM withdrawals per day.

 

Free ATMs – Secure & Basic

Members can use the ATM at our COPFCU Branch on Springdale Road free of charge any time, and use any PNC ATM free of charge up to 6 times per month.

See a complete list of COPFCU ATMs and PNC ATM usage terms.

Savings (Share)

RateAPY
.10%.10%

IRA Savings

RateAPY
.10%.10%

Money Market

BalanceRateAPY
$2,000 - $9,999.99Up to .80%.80%*
$10,000 - $24,999.99Up to .90%.90%*
$25,000 - $49,999.99Up to 1.00%1.00%*
$50,000.00 - $99,999.99Up to 1.09%1.10%*
$100,000+Up to 1.24%1.25%*

Certificates / IRA Certificates

PeriodRateAPYMin.
Youth 12 mo.3.93%4.00%$250
3 mo.Up to 1.143%1.15%*$1000
6 mo.Up to 1.439%1.45%*$1000
9 mo.Up to 1.539%1.55%*$1000
12 mo.Up to 1.734%1.75%*$1000
18 mo.Up to 1.981%2.00%*$1000
24 mo.Up to 2.227%2.25%*$1000
30 mo.Up to 2.276%2.30%*$1000
36 mo.Up to 2.373%2.40%*$1000
48 mo.Up to 2.471%2.50%*$1000
60 mo.Up to 2.862%2.90%*$1000