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Message from the President: Protecting Our Credit Union

February 15, 2019 | President's Blog. Share this article: ShareMessage from the President:  Protecting Our Credit Union on Facebook Share Message from the President:  Protecting Our Credit Union on Twitter

Barbara Harper, President

Barbara Harper, President

Dear Members,

By joining COPFCU, you made a smart choice to protect your family’s financial future.

COPFCU is a not-for-profit financial cooperative owned by members like you. Because we are not-for-profit and owned by our members, credit unions are tax exempt.

We don’t answer to Wall Street investors or worry about generating returns for stockholders. Credit unions are invested in local communities and local businesses–not in the stock market. Our only concern is providing high-quality services and products to our members at the most affordable rates possible. That’s why we return any gains to you through lower interest rates on loans and higher rates on savings.

The for-profit banks don’t like our member-driven cooperative model. They are afraid of consumer competition from credit unions and of our commitment to helping grow the middle class, unlike their singular goal of padding banking industry profits.

Nothing is more powerful to elected officials than when they hear from their constituents. Your voice, as a credit union member, is more effective than any bank lobbyist, period.

To that end, you will be receiving periodic updates and opportunities to share your views about credit unions in the months ahead. As always, your privacy is our top concern.

Thank you for being a member of COPFCU. I encourage you to learn more about the credit union difference, and take your membership to the next level by helping us fight for the protection of credit unions. As one of 115 million credit union members across the country, your opinion matters.


Barbara Harper, President