December 18, 2018 | Uncategorized. Share this article:
Recently, we have received a number of calls from members saying that they have received a recorded telephone call promoting a Visa special to lower their interest rate. The call appears to come from a local number with the same 6-digit prefix as your home or mobile phone number. This is a confirmed fraud attempt. During the call, no credit union or bank name is used. Instead, the call simply references “your Visa credit card.”
This call is a phishing attempt to trick you into revealing your credit card number, expiration date, billing address and security code on the card. Once the fraudsters have this information, you will begin to see fraudulent charges appear on your credit card statements.
To help you recognize these scams and protect yourself, we encourage you to read the following articles:
- 5 Credit Card Scams to Watch Out For by Latoya Irby, The Balance
- A New Kind of Phone Scam: Neighbor Spoofing by the Better Business Bureau of Western PA
Lastly, always remember that a legitimate representative of your credit union or bank will not call you and ask for your card number, expiration date, etc. They will already have that information. If you believe the call may be fraudulent, hang up and call the number listed on the back of your credit card to verify the purpose of the call.
Wishing you a safe and happy holiday,
COPFCU Board, Management and Staff