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Category Archives: Tips, Tricks and Member Safety

Debit Cards: Will That be Debit or Credit?

Debit Card Payment Options. What’s the Difference? When you make a purchase using your COPFCU Mastercard debit card, you’re often given the choice between “debit” or “credit.” What’s the difference between the two? When you choose debit, you’ll be prompted to key in your PIN (Personal Identification Number), and an online transaction begins.  The money […]

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Lessen Anxieties About Returning to Normal

Helping kids adjust to the new school year Studies show that in-person learning is how children and teens learn best, and while getting back to pre-pandemic school is a big step in the right direction, some children might have anxiety or stress about transitioning from virtual to in-class learning. Very Well Family suggests parents can […]

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Ways to Improve Your Financial Literacy

  Improving financial literacy… Each year, the National Financial Educators Council releases a National Financial Literacy Test, which is taken by Americans of all ages, financial positions, and backgrounds. The test measures participants’ knowledge as it pertains to earning, saving, and growing their money. As of 2020, the average score of 15- to 18-year-olds who […]

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Tax Season Looks a Little Different This Year

Paying Taxes Since 1913, Americans have been paying taxes to the federal government with states adopting similar tax programs in 1930. Though this annual process has continued for decades, many Americans have been feeling anxious about taxes in recent years. According to a 2019 Nerd Wallet Report on taxes, 26 percent of Americans feel stressed […]

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Protect Yourself from Money Mule Scams

National Consumer Protection Week (2/28-3/6) is a time to help people understand their consumer rights and make well-informed decisions about money. The US Postal Inspection Service is focusing this week on Money Mule activity. A money mule is a person who receives and transfers money obtained from victims of fraud. Some money mules know they’ve […]

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