Category Archives: Tips, Tricks and Member Safety
Tips for Managing Credit Card Debt
Managing Credit Card Debt Ohioans may fair better than the average American when it comes to credit card debt. The most recent ValuePenguin data showed the average Ohio household holds just $5,446 in credit card debt. That’s the least of any state, while the typical household in Alaska carries the most credit card debt at […]
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What’s the Difference Between a Tax Credit and a Tax Deduction?
Tax Credit vs. Tax Deduction “Just write it off.” “Go ahead and deduct it.” “I think there’s a tax credit for that.” Although you might have heard or even uttered one of the sentences above, have you ever wondered what it actually means? While both tax deductions and tax credits can save you a significant […]
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Tax Tips for New Business Owners
I’ve Started My Own Business, Now What? Congratulations! As you start to find your bearings and navigating your way as a new business owner, it’s important to remember certain tax implications. Here, we break down a few tips to get you off on the right tax foot and keep your business running smoothly throughout the […]
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Figuring Out Tax Withholding
Tax Withholding Are you getting more than $2,000 in your tax refund every year? If you are, you may be overwithholding, which means you’re giving the federal government an interest-free loan for the year. Underwithholding means that, when you file taxes, you owe the Internal Revenue Service (IRS) money. Withholdings If you’re getting money back, […]
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Improve Your Finances in 2020
Make Financial Improvement a New Year’s Resolution The new year is a great time for all kinds of personal improvement. As we reflect on the past year and plan for 2020, many of us will set goals to improve our health, reduce stress, travel more, or even learn a new skill. And a significant portion […]
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