If you are using a screen reader or other auxiliary aid and are having problems using this site, please contact us at 513-381-2677. All products and services available on this site are available at all COPFCU locations. COPFCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to further increase accessibility and usability of our website for everyone. (close)

Login With Your Browser
Mobile Banking Apps
Download our mobile banking app for iPhones Download our mobile banking app for Android devices

Checking & Savings Doing business banking better

With three business checking options, you can choose the account that works best for your company.

Small Business Checking

  • Ideal for light transaction volume.
  • The account can be opened with just $100
  • No monthly maintenance fee
  • No daily balance requirement
  • Includes 150 free transactions (debits and credits)*
  • Excess transactions cost just $.25 each
  • Free online banking, bill pay, debit cards** and e-statements are included
  • No dividends are paid on the account

Business Edge Checking

  • Perfect for accounts with moderate transaction volume.
  • The account can be opened with just $100
  • A low maintenance fee of $15 per month is waived with a daily balance of $2,500 or more.
  • Includes 250 free transactions each month (debits and credits)*
  • Excess transactions cost just $.25 each
  • Free online banking, bill pay, debit cards** and e-statements are included
  • No dividends are paid on the account

Business Premier Checking

  • Best for accounts with moderate to heavy transaction volume.
  • The account can be opened with just $100.
  • A low maintenance fee of $25 per month is waived with a daily balance of $5,000 or more.
  • Includes 500 free transactions each month (debits and credits)*
  • Excess transactions cost just $.15 each
  • Free online banking, bill pay, debit cards** and e-statements are included
  • No dividends are paid on the account.

Business Savings

A Business Savings account is necessary to establish your company as a member organization of Cincinnati Police Federal Credit Union.  With just a $5 deposit, your company can take advantage of all the services & benefits COPFCU has to offer.

Forms Needed for New Business Accounts

* A transaction includes deposits and other credits, checks paid and other debits, ACH, and deposited items.

** Subject to credit approval.

It’s Me 247 Online Banking

Our upgraded Online Banking system provides many enhancements for your convenience. In addition to the standard features like viewing your account balances, transferring funds and making loan payments, new enhancements include:

  • The ability to “see” and “jump” to your joint accounts without logging out of your primary account. Contact COPFCU for setup.
  • Set up e-Alerts and e-Notices
  • Review your loan payoff amounts
  • Purchase new certificates
  • Open additional savings accounts
  • The power to adjust how your direct deposit and other electronic deposits are handled
  • QuickenTM compatibility for transaction downloads
  • My Virtual Strongbox – A free online document storage vault for your wills, trusts, tax returns, etc.
  • Read important messages from COPFCU

It’s Me 247 Bill Pay

Our upgraded Bill Pay service integrates seamlessly with our new Online Banking and Mobile Banking systems, making it easy for you to pay your bills and manage your finances from wherever you are, on any device you choose.

Additional features include:

  • A very intuitive, user-friendly experience
  • Real time access to your checking account balance
  • Reminders if your balance isn’t sufficient to pay a scheduled bill

Learn more about Bill Pay.

Mobile Banking App

Our new mobile banking app provides improved functionality including:

  • Multiple log-in options: fingerprint, PIN, voice recognition or username/password
  • Ability to apply for a loan
  • Mobile check deposit
  • Mobile bill pay
  • Text alerts for debit/credit card transactions
  • Ability to temporarily lock your debit/credit card if it is lost, stolen or your suspect fraud
  • eStatements access

The mobile app is available from the App store and Google Play store. Search for “COPFCU Mobile” to find our apps quickly.

Learn more about Mobile Banking

Debit Cards

We are proud to offer MasterCard Debit Cards for our members. Your MasterCard Debit Card can be used locally, nationwide and worldwide wherever MasterCard is accepted. Our cards include the added security of an EMV chip. Apple Pay, Samsung Pay and Google Pay are also available on compatible smart phones. Cards can be used to make up to $1,500 in purchases per day and up to $1,000 in ATM withdrawals per day.

Free ATMs – Secure & Basic

Secure & Basic Checking members will enjoy FREE ATM transactions at more than 39,000 ATMs natiowide.

  • COPFCU ATMs – Enjoy free unlimited transactions at our Colerain Branch ATM, Colerain High School ATM and Northwest High School ATM
  • PNC ATMs – Enjoy 6 free ATM transactions each month at any of the 15,000 PNC ATMs nationwide.
  • Co-op Shared Branching and Alliance One ATMs – Enjoy unlimited surcharge-free transactions at more than 30,000 Shared Branching ATMs nationwide and nearly 5,000 Alliance One ATMs nationwide.

Find a Free ATM now.