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Student Loans Finance education at affordable rates

Student Loans (Undergraduate)

When financial aid and savings just aren’t enough to cover the total cost of college attendance, a COPFCU Undergraduate Student Loan is the perfect solution.

  • Low fixed and variable interest rates
  • No origination fees
  • Borrow up to $75,000
  • In-school deferment is available
  • .25% rate reduction with automatic payments
  • No pre-payment penalties
  • Interest paid is usually tax-deductible**
  • Parents/co-borrowers can be released from the loan after 48 consecutive on-time payments

Learn more with the Student Loans Detailed Overview.

Apply for a Student Loan

* Speak with a Loan Officer for full details.
** Interest on Undergraduate Student Loans is usually tax-deductible. Consult a tax advisor for complete details.

Student Loans

RateTerm
Variable rates from 5.75% APR**
Up to 25 Years
Fixed rates from 7.00% APR**Up to 10 Years

**APR – Annual Percentage Rate. Rates are subject to change without notice. Your actual rate may be higher based on your Member Rewards status and your overall credit profile.