If you are using a screen reader or other auxiliary aid and are having problems using this site, please contact us at 513-381-2677. All products and services available on this site are available at all COPFCU locations. COPFCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to further increase accessibility and usability of our website for everyone. (close)

Login With Your Browser
Mobile Banking Apps
Download our mobile banking app for iPhones Download our mobile banking app for Android devices

Student Loan Refinance One Loan. One Payment. Multiple Benefits

Why refinance your student loans?

Refinancing and consolidating your student loans may be the right choice if:

  1. You’re paying high interest rates on your student loans.
  2. You have multiple federal or private student loan payments to make each month.
  3. You have a good credit history or a strong co-signer.

When you refinance and consolidate all of your loans into one manageable loan, you’ll get the benefit of one convenient payment and you could lower your rate and monthly payment at the same time.

COPFCU student loan refinance features:

  • Refinance from $5,000 – $125,000*
  • Eligible loan types include Federal Loans, Private Loans, Institutional Loans and Parent PLUS Loans
  • Elect a 5-year, 10-year or 15-year repayment term
  • Choose a fixed or variable rate
  • No origination, processing or disbursement fees
  • No pre-payment penalties
  • Interest paid is usually tax-deductible**

Find your rate now or learn more with our Student Loan Refinance Fact Sheet.

Apply Now

*Speak with a Loan Officer for full details.

**Interest is usually tax-deductible. Consult a tax advisor to determine your eligibility.

Student Loan Refinance

Variable rates from 4.50% APR**Up to 15 Years
Fixed rates from 3.25% APR**Up to 15 Years

**APR – Annual Percentage Rate. Rates are subject to change without notice. Your actual rate may be higher based on your Member Rewards status and your overall credit profile.