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Boat, RV & Camper Loans The best rates for all your fun vehicles

Adventure is calling.

Hit the road or head out on the water with a boat, RV, camper or other recreational vehicle. With financing from COPFCU, you’ll enjoy:

  • Low rates
  • Financing terms up to 180 months*
  • Fast approvals
  • Same-day loan signing in most cases

Remember to purchase your GAP insurance with us instead of the dealer. Dealer financing and GAP insurance oftentimes benefit the dealer, not you. You’ll enjoy the best financing rates and GAP insurance with us!

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*Speak with a Loan Officer for full details.

If your motorcycle, boat or RV is totaled or stolen, your standard vehicle insurance will only pay the estimated insurance value for the vehicle. That could be a problem if you owe more on your loan than your insurance will pay.

GAP (Guaranteed Auto Protection) insurance pays the difference between the insurance value and outstanding balance of your loan.

You may need GAP if:

  • You purchased your motorcycle, boat or RV will less than 20% down
  • Your vehicle is financed for an extended term

These situations could result in your vehicle’s value being less than your outstanding loan amount.

GAP (Guaranteed Auto Protection) Benefits:

  • Pays off any remaining loan balance not covered by insurance
  • Pays your insurance deductible up to $1,000
  • Saves you hundreds – and often thousands – out of pocket
  • Protects your credit rating

Make sure to ask your Loan Officer about GAP when arranging your financing.

Boat & RV Loans

RateTermMinimum Loan Amount
From 6.74% APR**^To 60 MonthsAny
From 7.24% APR**^61 to 76 Months$20,000
From 7.99% APR**^77 to 120 Months$35,000
From 9.24% APR**^121 to 180 Months$50,000