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Mortgages Great mortgage rates and service

Purchase

Whether you’re shopping for your first house or moving on to something better, COPFCU mortgage financing offers:

  • Low rates and closing costs
  • VA, FHA and Conventional loans
  • First-time home buyer programs
  • 3.5% down payment options
  • Discounted private mortgage insurance (PMI)
  • Fast closing usually in 4-5 weeks

Refinance

Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your rate and monthly payment. Whatever your goal is for getting a new mortgage, COPFCU can help.

  • Reduce your interest rate and your monthly payment
  • Switch from an adjustable rate loan to a fixed rate mortgage
  • Build equity faster by decreasing the term of your loan

Helpful tools

Apply Online or call to speak with one of our Mortgage Officers to learn more.

Michelle Owens
(513) 385-4808 x11
mowens@copfcu.com
NMLS ID: 737295

Taylor Marlow
(513) 381-2677 x22
tmarlow@copfcu.com
NMLS ID: 1156337

Purchase / Refinance Mortgage

TermRate
30-Year Fixed FHAFrom 4.625%
15-Year Fixed FHAFrom 4.375%
30-Year Fixed VAFrom 4.875%
15-Year Fixed VAFrom 4.375%
30-Year Fixed ConventionalFrom 4.875%
20-Year Fixed Conventional From 4.750%
15-Year Fixed ConventionalFrom 4.375%
10-Year Fixed ConventionalFrom 4.500%
30-Year Fixed Rural DevelopmentFrom 4.625%

** APR – Annual Percentage Rate. Rates are subject to change without notice. Your actual rate may be higher based on loan-to-value (LTV) ratio and your overall credit profile.