Mobile Banking Apps

Mortgages Great mortgage rates and service

Purchase

Whether you’re shopping for your first house or moving on to something better, COPFCU mortgage financing offers:

Low rates and closing costs
VA, FHA and Conventional loans
First-time home buyer programs
3.5% down payment options
Discounted private mortgage insurance (PMI)
Fast closing usually in 4-5 weeks

Refinance

Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your rate and monthly payment. Whatever your goal is for getting a new mortgage, COPFCU can help.

Reduce your interest rate and your monthly payment
Switch from an adjustable rate loan to a fixed rate mortgage
Build equity faster by decreasing the term of your loan

Helpful tools

To Apply…

Please contact us to apply for a First Mortgage or Mortgage Refinance. Our online application is currently being updated to serve you better. We apologize for any inconvenience. Our Loan Officers are happy to assist you.

Purchase / Refinance Mortgage

Term	Rate
30-Year Fixed FHA	From 4.875%
15-Year Fixed FHA	From 4.500%
30-Year Fixed VA	From 4.875%
15-Year Fixed VA	From 4.625%
30-Year Fixed Conventional	From 5.125%
20-Year Fixed Conventional	From 5.000%
15-Year Fixed Conventional	From 4.625%
10-Year Fixed Conventional	From 4.625%
30-Year Fixed Rural Development	From 4.875%

** APR – Annual Percentage Rate. Rates are subject to change without notice. Your actual rate may be higher based on loan-to-value (LTV) ratio and your overall credit profile.