Mortgages Great mortgage rates and service
Whether you’re shopping for your first house or moving on to something better, COPFCU mortgage financing offers:
- Low rates and closing costs
- VA, FHA and Conventional loans
- First-time home buyer programs
- 3.5% down payment options
- Discounted private mortgage insurance (PMI)
- Fast closing usually in 4-5 weeks
Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your rate and monthly payment. Whatever your goal is for getting a new mortgage, COPFCU can help.
- Reduce your interest rate and your monthly payment
- Switch from an adjustable rate loan to a fixed rate mortgage
- Build equity faster by decreasing the term of your loan
Please contact us to apply for a First Mortgage or Mortgage Refinance. Our online application is currently being updated to serve you better. We apologize for any inconvenience. Our Loan Officers are happy to assist you.
Purchase / Refinance Mortgage
|30-Year Fixed FHA||From 4.875%|
|15-Year Fixed FHA||From 4.500%|
|30-Year Fixed VA||From 4.875%|
|15-Year Fixed VA||From 4.625%|
|30-Year Fixed Conventional||From 5.125%|
|20-Year Fixed Conventional||From 5.000%|
|15-Year Fixed Conventional||From 4.625%|
|10-Year Fixed Conventional||From 4.625%|
|30-Year Fixed Rural Development||From 4.875%|
** APR – Annual Percentage Rate. Rates are subject to change without notice. Your actual rate may be higher based on loan-to-value (LTV) ratio and your overall credit profile.