If you are using a screen reader or other auxiliary aid and are having problems using this site, please contact us at 513-381-2677. All products and services available on this site are available at all COPFCU locations. COPFCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to further increase accessibility and usability of our website for everyone. (close)

Login With Your Browser
Mobile Banking Apps
Download our mobile banking app for iPhones Download our mobile banking app for Android devices

Mortgages Great mortgage rates and service

Purchase

Whether you’re shopping for your first house or moving on to something better, COPFCU mortgage financing offers:

  • Low rates and closing costs
  • VA, FHA and Conventional loans
  • First-time home buyer programs
  • 3.5% down payment options
  • Discounted private mortgage insurance (PMI)
  • Fast closing usually in 4-5 weeks

Refinance

Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your rate and monthly payment. Whatever your goal is for getting a new mortgage, COPFCU can help.

  • Reduce your interest rate and your monthly payment
  • Switch from an adjustable rate loan to a fixed rate mortgage
  • Build equity faster by decreasing the term of your loan

Helpful tools

 

Apply for a Mortgage

Purchase / Refinance Mortgage

TermRate
30-Year Fixed FHAFrom 3.875%
15-Year Fixed FHAFrom 3.750%
30-Year Fixed VAFrom 3.750%
15-Year Fixed VAFrom 3.625%
30-Year Fixed ConventionalFrom 4.000%
20-Year Fixed ConventionalFrom 3.875%
15-Year Fixed ConventionalFrom 3.625%
10-Year Fixed ConventionalFrom 3.500%
30-Year Fixed Rural DevelopmentFrom 3.625%

** APR – Annual Percentage Rate. Rates are subject to change without notice. Your actual rate may be higher based on loan-to-value (LTV) ratio and your overall credit profile.