Mortgages Great mortgage rates and service


Whether you’re shopping for your first house or moving on to something better, COPFCU mortgage financing offers:

  • Low rates and closing costs
  • VA, FHA and Conventional loans
  • First-time home buyer programs
  • 3.5% down payment options
  • Discounted private mortgage insurance (PMI)
  • Fast closing usually in 4-5 weeks


Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your rate and monthly payment. Whatever your goal is for getting a new mortgage, COPFCU can help.

  • Reduce your interest rate and your monthly payment
  • Switch from an adjustable rate loan to a fixed rate mortgage
  • Build equity faster by decreasing the term of your loan

Helpful tools

Speak with one of our Mortgage Officers today to learn more.

Kim Masters
(513) 381-2677 x37
NMLS ID: 9471

Michelle Owens
(513) 385-4808 x11
NMLS ID: 737295

Purchase / Refinance Mortgage

30-Year Fixed FHAFrom 3.250%
15-Year Fixed FHAFrom 3.000%
30-Year Fixed VAFrom 3.500%
15-Year Fixed VAFrom 3.250%
30-Year Fixed ConventionalFrom 3.500%
20-Year Fixed Conventional From 3.375%

** APR – Annual Percentage Rate. Rates are subject to change without notice. Your actual rate may be higher based on loan-to-value (LTV) ratio and your overall credit profile.