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Home Equity Loans Get the most out of your home's value

Your home’s equity can be the perfect solution for home remodeling and repair with a tax-deductible loan.*

Home Equity features:

  • Low rates
  • No closing costs
  • Loans of up to $250,000
  • Application fee of just $150*
  • Flexible terms from 5 to 15 years
  • Tax-deductible interest**

Fixed Home Equity Loans

  • Offer a one-time advance for a specific amount.
  • Has a fixed rate, fixed repayment term and fixed monthly payment
  • Ideal for one-time remodeling projects

Home Equity Line of Credit

  • Allows you to take multiple advances during the draw period (similar to a credit card)
  • Features a variable rate
  • The interest-only payment will vary during the draw period based on the outstanding balance
  • Ideal for ongoing or longer-term remodeling projects

Speak with a friendly loan officer to learn more.

Apply For a Home Equity Loan

* Speak with a Loan Officer for full details.

** Interest is usually tax-deductible as long as the home equity loan funds are used to improve the property, but you should consult a tax advisor to determine your eligibility.

Home Equity

5-Year FixedFrom 5.99% APR**
10-Year FixedFrom 6.49% APR**
15-Year FixedFrom 6.99% APR**

Home Equity Line-of-Credit

10-Year Draw / 10-Year RepaymentVariable rates from 7.50% APR**

** APR – Annual Percentage Rate. Rates are subject to change without notice. Your actual rate may be higher based on your Member Rewards status and your overall credit profile.