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Auto, Truck & Motorcycle Loans Competitive rates on your everyday rides

Time for a new car, truck or motorcycle? Looking for a lower rate on your current vehicle?
COPFCU has you covered.

Finance your next new or used vehicle or get a lower rate on your current vehicle loan. You’ll save time, frustration, hassle AND money.

  • Low fixed rates
  • Financing terms up to 84 months*
  • Fast approval – usually 45 minutes or less

Remember, dealer financing and dealer GAP insurance benefits the dealer, not you! Get the best financing rate and GAP insurance with us!

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* Speak with a Loan Officer for full details.

If your vehicle is totaled or stolen, your insurance will only pay the estimated insurance value for the vehicle. That could be a problem if you owe more on your vehicle loan than your insurance will pay.

GAP (Guaranteed Auto Protection) pays the difference between the insurance value and the outstanding balance of your loan.

You may need GAP if:

  • You purchased a new vehicle with less than 20% down.
  • You financed your vehicle for an extended term (beyond 48 months).
  • You plan to drive your new vehicle more than 15,000 miles annually.

These situations will likely result in your car’s value being less than your outstanding loan amount.

GAP benefits:

  • Pays off any remaining vehicle loan balance not covered by insurance
  • Pays your insurance deductible up to $1,000
  • Saves you hundreds – and often thousands – out of pocket
  • Protects your credit rating

Speak with a COPFCU Loan Officer about GAP today.

Auto, Truck & Motorcycle Loans

From 5.24% APR**^ Up to 76 Months
From 6.99% APR**^Up to 84 Months

** APR – Annual Percentage Rate. Rates are subject to change without notice. Your actual rate may be higher based on your Member Rewards status and your overall credit profile.

^ Includes the maximum Member Rewards rate discount and additional .25% discount for having Secure Checking.