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5 Ways Good Credit is Your Safety Net
Build a Safety Net With Good Credit A healthy savings account is your best defense against life’s curve balls. But sometimes setting aside some money every paycheck isn’t enough—particularly when you’re just starting out in life. A good credit score can be an additional safety net, providing you access to low-interest credit options that can […]
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Spring Break on a Budget
Tips for Budgeting Your Spring Break For most college students, the fun and freedom of a spring break adventure is a rite of passage. But what if you have a limited budget? Can you still go on vacation? The following tips will help you go on a fun spring break getaway, even if you don’t […]
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Important Notice About Tax Refund Checks
COPFCU is required to follow federal credit union laws and regulations regarding the handling and processing of checks, including tax refund checks. Please note that in accordance with these laws and regulations, our policies are as follows: Third-party checks are not accepted. You may be required to present valid identification. U.S. Treasury checks for $5,000 […]
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Tips for Managing Credit Card Debt
Managing Credit Card Debt Ohioans may fair better than the average American when it comes to credit card debt. The most recent ValuePenguin data showed the average Ohio household holds just $5,446 in credit card debt. That’s the least of any state, while the typical household in Alaska carries the most credit card debt at […]
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What’s the Difference Between a Tax Credit and a Tax Deduction?
Tax Credit vs. Tax Deduction “Just write it off.” “Go ahead and deduct it.” “I think there’s a tax credit for that.” Although you might have heard or even uttered one of the sentences above, have you ever wondered what it actually means? While both tax deductions and tax credits can save you a significant […]
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