Debt Management Services.

Are you overwhelmed by the debt you have? Are you making payments, but not seeing the balances decrease? Are your creditors contacting you? The answer may be Trinity Debt Management.

COPFCU understands that many members may be facing financial hardships. That's why we've partnered with Trinity Debt Management. Trinity is a local, non-profit, reputable financial counseling organization that has been in business since 1992.

Trinity's services include:

  • Negotiating lower interest rates with your creditors--sometimes by as much as 60%
  • Consolidating your bills into one monthly payment
  • Eliminating late and over-limit fees
  • Stopping collection calls
  • Improving your credit score
  • Preparing a personal/family budget for you
Helpful Tools from Trinity Debt Management

Online Monthly Budget Planner
Online Spending Tracker
Debt Calculator

Call Trinity Debt Management at (800) 758-3844 to speak with a counselor for a Debt Analysis or visit Trinity's website at Make sure to let them know that you are a COPFCU member.