Low First Mortgage Balance? You may want to refinance with a home equity loan as a less expensive option for you. Debt consolidation, home remodeling or even wedding expenses…Your home's equity can be the easiest, most cost effective way to handle some of life's big financial issues.

COPFCU Home Equity Loans feature:

  • No closing costs
  • Financing up to 95% of available equity
  • Loans of up to $150,000
  • Application fee of just $100 - $500*
  • 5-, 10- and 15-year terms available
  • Low fixed rates**


Don’t have equity in your home? Other low-rate options are available. Call us today!

Get Your Free Annual Credit Report

You may request a free credit report once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. Simply visit www.annualcreditreport.com, the official site to help consumers obtain their free credit report.

*Application fee varies from $100-$500 based on type of Home Equity. Speak with a COPFCU Loan Officer for full details.
**Your rate will be based on your credit history as well as the loan to value ratio for the loan.