Banking for your family and your future.

We can help you achieve the financial freedom to finally enjoy life.

AUTO LOANS

Rates from 6.99%

PERSONAL LOANS

Rates from 10.99%

HELOC LOANS

Rates from 8.50%

HOME LOANS

Rates from 6.625%

CREDIT CARDS

Rates from 9.99%

Improving Banking For Generations To Come.

COPFCU is a not-for-profit financial institution dedicated to serving the financial needs of all of our public servants and their families: Cincinnati’s Police Force, Firefighters, Government Employees and Public School Teacher and Administrators. Our daily commitment is to give back to all those who have given so much to keep our community safe, educated and supported.

Unlike typical commercial banks, our credit union is able to provide numerous financial benefits you simply can’t find anywhere else. Lower rates for loans. Friendlier credit terms. Higher rates for Savings, Certificates and IRAs. All for the greater good of your family and your future.

Earn More & Save More With Rewards Plus

A new and improved rewards program for all members arrives April 1st. With Rewards Plus, you’ll enjoy more ways than ever to earn and save on deposits, loans and services.

Learn More
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Put Your Home to Work With a Home Equity Loan

Tackle your home improvement projects, plan a family vacation, consolidate your higher-rate debt and achieve your goals and dreams with a COPFCU Home Equity Loan.

Apply Today
New Homeowners at loan signing

Upcoming Seminars and Events for 2024

COPFCU and our financial planning partner, Joe Duffey of Everest Financial Inc., invite you to attend these free educational seminars. Registration is required to attend.

View Upcoming Events
Audience listening to speaker at financial education seminar
"Karen was very helpful and supportive in my process for a personal loan. She gave me constructive directions and understood what I needed to accomplish my goals in the future. She truly represented what a person would expect from your financial institution that you have been with for many years. This financial institution and its staff has never treated me in a negative way. Even when I went through a very negative period in my life. I’m still banking at this institution because of people like Karen. Truly feel this institution cares for the members. Karen exemplifies and represented what the tenets of this institution advertise. I’m glad to be a part of a caring institution. Proud to be a member. Appreciate all Karen did to make my request possible. Glad she is a part of the COPCU team."

TYRONE P.

"I've been a member at COPFCU for several years. Each time I needed a loan for my vehicle or for the wife, the credit union has always stepped up and took care of us. Sometimes that same day! Highly recommend them with their very competitive rates."

RON K.

"Diane went above and beyond while getting us a personal loan and refinancing our truck all at the same time. She is the ABSOLUTE best. She made it an amazing experience throughout the whole process, helping us at every turn. Such a sweet, kind-hearted individual and we can't say thank you enough."

ALLISON H.

"I had a hardship that was going to need a miracle. I received my miracle.. I am a hard worker but some times you need help. I am grateful for COPFCU for making a way for me. Thank you!"

RHONDA P.

"Wonderful experience! I called at 9:45AM to input vehicle loan application. Spoke with Amy on the phone to provide application details. I was approved for loan in a few hours, electronically signed documents and was able to pick up my new vehicle same day by 4:30! Top notch customer service, very responsive and process was extremely smooth."

MEL

"Amy was SO helpful when I applied for my loan. She presented options and was more than willing to work with me. I appreciated that she also provided advice to keep my credit score up! Thanks Amy!"

JADE

"COPFCU has been great to work with and very easy to apply for a loan. Rates are reasonable and they are very easy to talk to and understand. Thanks for all your hard work and dedication."

RANDY F.

"I have both a car loan and personal loan with COPFCU. The rates are guaranteed the lowest you’ll find. The process has always been convenient and simple. I won’t ever go back to a regular bank or anywhere else!"

MARIO M.

"Karen was amazing! I have had no credit and thought getting a loan was impossible. She walked me through everything and made it very simple to understand. I love banking here!"

MEGAN B.

"COPFCU has always been wonderful. That’s why I’ve been banking there for 25 years. I try to move everything there when possible. Great Experience!!!!"

ROB M.

"Very helpful, personable and “happy to see me” atmosphere. Much different than my bank that I’ve been with for over 40 years. Kudos to you Kristen!!."

SHELLEY L.

"I visit the COPFCU in Blue Ash 3 times a week, for personal and business accounts. The knowledge and the willingness to help me with my business and explaining options for other accounts is awesome. Very friendly staff that makes you feel welcome."

RICH W.

"I've been a customer here for many years and their customer service is nothing short of phenomenal. They are always friendly and helpful. You really can't beat their rates either. You really do feel like they care about you as a customer. Don't waste your time with big name banks."

JASON L.

"I love the customer services here. I’ve been with this bank for some years now and hope to continue banking here for as long as I can. They updated their system which makes my banking easier. Would highly recommend this bank to anyone! 👌"

MATT T.

"They (COPFCU) are the best, very respectful and treat you as a person not a number"

BRAD T.

"My auto loan application process through the COPFCU was quick and easy. Trina was very professional, easy to work with and responded promptly to any questions that I had. All paperwork was able to be completed conveniently electronically. I would highly recommend! Thank you for a great experience!"

JULIE P.

Banking That Changes Lives.

Since 1935, our mission has remained the same:
To provide great financial products and services for a friendly price for all of our members and our community.

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We Are Committed To Our Communities.

COPFCU strives to live up to our industry motto of “people helping people.” We seek to engage in events and service opportunities that enrich the lives of those in the areas we live and work.

Community Commitment